Online Enrollment Registration

Your Guide to Online Enrollment

Online Enrollment Plan Participants

If you Employer allows for Online Enrollment, you will need to register and enroll in your retirement plan at and selecting Retirement Account Login. Accessing your account for the first time, will require you to use your social security number as your User ID and your date of birth as your Password (mmddyyyy).

What information will I need to provide for my online enrollment?
You will begin your online enrollment by confirming and/or updating your personal information, creating a unique User ID to be used instead of your social security number, setting up your secret Q & A to assist you in resetting your password, selecting a statement delivery method, determining your deferral rate and selecting your investment options.


How do I determine the funds I will invest in?
Online enrollment will guide you through a simple retirement questionnaire to determine your risk profile. Once completed, your risk profile will offer a suggested fund allocation and may provide sample investment model portfolios and/or managed account options based on your results.

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What if I need help with online enrollment?
Our SmartPlan education link is available to assist you in determining your deferral rate and selecting investment options. This is an interactive, video based retirement management tool. SmartPlan is designed to interact with your retirement plan provisions and your account information. Once you are finished with SmartPlan, you will be returned to our online enrollment wizard to complete your enrollment.


How do I complete online enrollment?
In the final steps of online enrollment, you will review all of your selections. You must scroll down and press the Enroll Me button to complete your retirement plan enrollment.


How do I access my account after I have enrolled?
Once you have successfully enrolled in your plan, you will be granted access to your account after 2:00 p.m. EST the following business day.

What can I do in my account?
You may check your account balance, change investment elections for future contributions, realign current account balances, make fund to fund transfers, review pending transactions, review fund information and create a retirement plan that meets your specific goals.

You may access your account 24 hours a day, 7 days a week. Our customer service representatives are available to assist you during normal business hours from 8:00 a.m. to 6:00 p.m. EST Monday through Friday by our toll free number at 1-800-848-5848 or  Contact PCA Customer Service